Saturday, 21 April 2012

April Vegetable Price in Bangalore

I have gathered and listed vegetable prices as available on April 16 and April 21:
Source Bigbazar : Jayanagar 9 Block

April 16 2012

Capcicum: 58 Rs /Kg 
Beans : 55 Rs/Kg  ,
Potato : 16 Rs/Kg ,
Brinjal 28 Rs/ Kg
Tomato : 26 Rs / Kg
BottleGoud : 19 Rs /Kg ,
Onion 11 Rs /Kg
Madras Cucumber : 34 Rs/Kg
Cocunut : 13 Rs


April 21 2012

Tomato : 20 Rs/Kg
Gourd Snake : 30 Rs/Kg
Coriander : 4 Rs/Kg
ARBI (Crocienia) : 36 Rs/Kg
Ladies Finger 36 Rs/Kg
Brinjal : 26 Rs/Kg
Pudina : 3 Rs/Piece
Green Chilli: 41 Rs/Kg
Curry Leaves: 3 Rs/Piece
Lemon : 90 Rs/Kg
Onion : 11 Rs/Kg
Potato : 16 Rs/Kg
Coconut : 13 Rs


Prices have shot up for a lot of vegetables on account of summer.



Wednesday, 4 April 2012

Make Fiscal Year Resolutions



As we enter the new fiscal, I would like to list some simple yet effective steps you can take to keep tabs on and improve your financial goals...



Set specific Financial Goals:

Consult your family members to chalk out what your family’s long-term financial goal should be. Then if needed consult a financial planner about how to achieve those goals. Some of the important things to take care are of here are to remain realistic about the goals, and keep the plan and the portfolio simple.


Regularly Check Your Financial Health:

You take care of your and your family’s health and probably go for regular check-ups. Remember to do the same with investments. Revisit regularly the status of your investments to see if they are aligned to your long-term financial goals.


Write down all investment related information:

Maintain a notebook or a diary for this. When you make the investment – be it a mutual fund, stocks , bonds , gold or any other asset class – write down the rationale for investing in the particular asset. It should also contain the expected rate of return which should help you achieve your financial goals.

Also write down the information that you believe are important to your investment decisions, and keep updating it as and when you find some-thing relevant. Flip through its pages once in a while.
This should help you evolve into an educated and alert Investor.


Keep All Investment Papers in Order and Updated:

This is as critical as investing. Keep all your mutual fund account statements updated and at one place. Be careful to update your contact details with the companies with which you have investment related relationships, like mutual fund houses , broker , insurers etc.
Make sure you read all the papers, documents and letters that are sent to you from these companies. If you don’t understand something reach out to your investment adviser or the companies directly.

Be Prepared to Fight for Your Rights as as Investor:

With the number of companies offering investment products growing, along with the number of investors, there is bound to be some investment related problems.
In case you are an investor facing such a problem, be sure to address the problem without much delay.
Approach the right forum to resolve it. It it’s not resolved on time, or to your satisfaction , escalate the problem to the next level.

Sunday, 1 April 2012

Saving Account Looks Attractive

With the announcement in Budget 2011-2012 that interest up t 10K would not be taxed, Saving Account looks far more attractive.

There are three main reasons to consider Saving Account than Fixed Deposits right now
 i)  Interest up to 10K is tax free
ii)  Higher interest rate provided by YES and Kotak Mahindra.
     They offer 6% for deposits over 100K.
iii) High liquidly offered By saving account.

I am listing below , the rates offered by various banks on Savings Account:

 
Bank
SB A/c Intt Rate(as on 24.10.2011) %
SB A/c Intt Rate as on 21.03.2012 (w.e.f) %
Allahabad Bank
4.00
4.00(25.10.2011)
Andhra Bank
4.00
4.00(25.10.2011)
Bank Of Baroda
4.00
4.00(25.10.2011)
Bank Of India
4.00
4.00(25.10.2011)
Bank Of Maharashtra
4.00
4.00(25.10.2011)
Canara Bank
4.00
4.00(25.10.2011)
Central Bank Of India
4.00
4.00(25.10.2011)
Corporation Bank
4.00
4.00(25.10.2011)
Dena Bank
4.00
4.00(25.10.2011)
IDBI
4.00
4.00(25.10.2011)
Indian Bank
4.00
4.00(25.10.2011)
Indian Overseas Bank
4.00
4.00(25.10.2011)
Oriental Bank (OBC)
4.00
4.00(25.10.2011)
Punjab & Sind Bank
4.00
4.00(25.10.2011)
Punjab National Bank
4.00
4.00(25.10.2011)
Syndicate Bank
4.00
4.00(25.10.2011)
UCO Bank
4.00
4.00(25.10.2011)
Union Bank Of India
4.00
4.00(25.10.2011)
United Bank Of India
4.00
4.00(25.10.2011)
Vijaya Bank
4.00
4.00(25.10.2011)
State Bank Of India
4.00
4.00(25.10.2011)
State Bank of Bik & Jaipr
4.00
4.00(25.10.2011)
State Bank Of Hyderabad
4.00
4.00(25.10.2011)
State Bank Of Mysore
4.00
4.00(25.10.2011)
State Bank Of Patiala
4.00
4.00(25.10.2011)
State Bank Of Travancore
4.00
4.00(25.10.2011)
ICICI Bank Ltd
4.00
4.00(25.10.2011)
Axis Bank Ltd.
4.00
4.00(25.10.2011)
IndusInd Bank Ltd.
4.00
5.50(01.11.2011)
Yes Bank Ltd.
4.00
6.00(25.10.2011)
HDFC Bank Ltd.
4.00
4.00(25.10.2011)
Kotak Mahindra Bank
4.00
6.00(25.10.2011)


 I am planning to contact Kotak Mahindra and Yes Bank in the coming days. Rates are excellent.